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How you can visit the hospital, then get a lien on your home

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DENVER — Melody Montano did everything right. She had insurance and chose an in-network hospital.

Three years, a lawsuit, a property lien, and thousands of dollars of wage garnishments later, the single mother can’t help but wonder if anyone is looking out for patients like her.

“It affected a lot,” she said, fighting back tears. “It affects your whole life. It affects your credit. It affects everything.”

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