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Health Insurance Takes More Out Of Workers’ Paychecks

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People who receive health insurance benefits through their job pay considerably more than just a few years ago to purchase health plans that include higher deductibles and greater cost-sharing, a new analysis from the University of Minnesota’s State Health Access Data Assistance Center (SHADAC) shows.

The average annual premium for an individual health insurance policy offered by employers rose $267, or 4.4 percent, to $6,368 between 2016 and 2017—nearly twice the increase recorded between 2015 and 2016 (2.3 percent). In addition to a rise in premiums, researchers saw significant increases in the amount that workers pay in insurance deductibles and co-pays in 2017.

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