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Low or High Deductible: Which Health Insurance Plan Is Right For You?

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Make no mistake about it: the choice you make during the open enrollment period can have a big impact on your checking account. And yet, a lot of employees choose a plan without giving it a whole lot of thought.

If you’re optimistic about your health, you’ll tend to go with the high-deductible plan that gives you a lower monthly premium. If you’re risk-averse, you’ll likely opt for a top-tier plan, even though it means a bigger withholding from your paycheck.

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